ESB Financial
Headquarters: Emporia, Kansas
Overview
ESB Financial is an FDIC-insured bank headquartered in Emporia, Kansas. It reported $392.69M in assets and $343.37M in deposits for the period ending March 31, 2026. Bankular currently lists 4 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of ESB Financial
Industrial Plaza
12th And Industrial Roads, Emporia, Kansas, 66801
Full-service branch · Opened June 17, 1974
Main Office
801 Merchant St, Emporia, Kansas, 66801
Full-service branch · Opened March 16, 1901
Manhattan Branch
224 E Poyntz Ave, Manhattan, Kansas, 66502
Full-service branch · Opened July 19, 2006
Motor Facility
801 Merchant St, Emporia, Kansas, 66801
Limited Service: Drive Thru/Detached Facility · Opened February 23, 1976
Address and directions →Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $392.69M | $343.37M | $263.01M | 1.58% |
| December 31, 2025 | $381.35M | $330.88M | $252.63M | 1.14% |
| September 30, 2025 | $371.67M | $322.19M | $244.77M | 1.36% |
| June 30, 2025 | $361.19M | $313.57M | $234.79M | 1.37% |
| March 31, 2025 | $350.54M | $304.56M | $220.25M | 1.24% |
| December 31, 2024 | $346.55M | $301.75M | $224.26M | 0.79% |
| September 30, 2024 | $338.43M | $293.03M | $216.17M | 0.82% |
| June 30, 2024 | $341.39M | $296.58M | $217.71M | 0.88% |
Size and reach
How this institution compares
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More on ESB Financial
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Branch locations
4 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Kansas.
Explore →Emporia banking market
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Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is ESB Financial federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 16629.
Where is ESB Financial headquartered?
ESB Financial is headquartered in Emporia, Kansas, at 801 Merchant St, Emporia, Kansas, 66801.
How large is ESB Financial?
It reported $392.69M in assets and $343.37M in deposits for the period ending March 31, 2026.
How many locations does ESB Financial have?
Bankular currently lists 4 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.