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Cross County Savings Bank

Headquarters: Middle Village, New York

Financial dataLatest reported figuresThrough June 30, 2026
Assets$525.42M
Branch locations6
Tier 1 capital20.83%

Overview

Cross County Savings Bank is an FDIC-insured bank headquartered in Middle Village, New York. It reported $525.42M in assets and $446.51M in deposits for the period ending June 30, 2026. Bankular currently lists 6 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 5, 2026
Financial reporting Figures through June 30, 2026
Branch data Updated August 4, 2026

Quarterly change

What changed since the previous report

March 31, 2026 to June 30, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets-2.4%$525.42M as of June 30, 2026
Deposits-2.7%$446.51M as of June 30, 2026
Net loans-1.7%$392.14M as of June 30, 2026
Return on assets+0.05 pts0.46% as of June 30, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Tier 1 capital20.83%
Noncurrent loans2.21%
Return on assets0.46%
Net interest margin3.94%

Branch footprint

Where Cross County Savings Bank has branches

View all 6 locations →

Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.

Locations

Find a branch of Cross County Savings Bank

View all 6 locations →

Financial overview

Latest reported figures

Through June 30, 2026

Assets$525.42M
Deposits$446.51M
Total loans$392.14M
Net income (YTD)$1.23M

Size and reach

How this institution compares

View rankings →
Assets#1,743of 4,251 institutions
Deposits#1,732of 4,251 institutions
Branches#1,514of 4,248 institutions

Explore the institution

More on Cross County Savings Bank

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Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.

Frequently asked questions

Is Cross County Savings Bank federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 30260.

Where is Cross County Savings Bank headquartered?

Cross County Savings Bank is headquartered in Middle Village, New York, at 7921 Metropolitan Ave, Middle Village, New York, 11379.

How large is Cross County Savings Bank?

It reported $525.42M in assets and $446.51M in deposits for the period ending June 30, 2026.

How many locations does Cross County Savings Bank have?

Bankular currently lists 6 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: June 30, 2026
FDIC BankFind SuiteReporting period: June 30, 2026
Regulatory identifierFDIC certificate 30260
RegulatorFDIC
Charter classSI
Financial data throughJune 30, 2026