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FDIC-insured bank Active
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Cornerstone State Bank

Headquarters: Montgomery, Minnesota

Financial dataLatest reported figuresThrough March 31, 2026
Assets$243.07M
Branch locations7
FDIC certificate21525

Overview

Cornerstone State Bank is an FDIC-insured bank headquartered in Montgomery, Minnesota. It reported $243.07M in assets and $221.50M in deposits for the period ending March 31, 2026. Bankular currently lists 7 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 5, 2026
Financial reporting Figures through March 31, 2026
Branch data Updated August 3, 2026

Quarterly change

What changed since the previous report

December 31, 2025 to March 31, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets+0.5%$243.07M as of March 31, 2026
Deposits+1.2%$221.50M as of March 31, 2026
Net loans+1.2%$154.46M as of March 31, 2026
Return on assets+0.49 pts1.32% as of March 31, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Noncurrent loans0.48%
Return on assets1.32%
Net interest margin3.43%

Branch footprint

Where Cornerstone State Bank has branches

View all 7 locations →

Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.

Locations

Find a branch of Cornerstone State Bank

View all 7 locations →

Financial overview

Latest reported figures

Through March 31, 2026

Assets$243.07M
Deposits$221.50M
Total loans$154.46M
Net income (YTD)$799,000

Size and reach

How this institution compares

View rankings →
Assets#2,768of 4,247 institutions
Deposits#2,663of 4,247 institutions
Branches#1,310of 4,244 institutions

Explore the institution

More on Cornerstone State Bank

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Frequently asked questions

Is Cornerstone State Bank federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 21525.

Where is Cornerstone State Bank headquartered?

Cornerstone State Bank is headquartered in Montgomery, Minnesota, at 401 4th St Nw, Montgomery, Minnesota, 56069.

How large is Cornerstone State Bank?

It reported $243.07M in assets and $221.50M in deposits for the period ending March 31, 2026.

How many locations does Cornerstone State Bank have?

Bankular currently lists 7 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: March 31, 2026
FDIC BankFind SuiteReporting period: March 31, 2026
Regulatory identifierFDIC certificate 21525
RegulatorFDIC
Charter classNM
Financial data throughMarch 31, 2026