Community Spirit Bank
Headquarters: Red Bay, Alabama
Overview
Community Spirit Bank is an FDIC-insured bank headquartered in Red Bay, Alabama. It reported $228.82M in assets and $205.69M in deposits for the period ending June 30, 2026. Bankular currently lists 6 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Community Spirit Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Community Spirit Bank
Belmont Branch
342 2nd St, Belmont, Mississippi, 38827
Full-service branch · Opened January 25, 1999
Bulldog
14220 Highway 187, Russellville, Alabama, 35653
Limited Service: Retail · Opened February 19, 2019
Address and directions →Fulton Branch
100 Pierce Town Rd, Fulton, Mississippi, 38843
Full-service branch · Opened January 31, 2025
Main Office
200 4th Ave SW, Red Bay, Alabama, 35582
Full-service branch · Opened March 17, 1908
Red Bay Branch
1007 4th St NW, Red Bay, Alabama, 35582
Full-service branch · Opened February 19, 2008
Address and directions →Russellville Branch
14009 Highway 43, Russellville, Alabama, 35653
Full-service branch · Opened May 1, 1998
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $228.82M | $205.69M | $149.10M | 1.39% |
| March 31, 2026 | $225.11M | $202.92M | $147.05M | 1.28% |
| December 31, 2025 | $220.29M | $198.16M | $144.51M | 1.67% |
| September 30, 2025 | $215.28M | $194.84M | $141.10M | 1.72% |
| June 30, 2025 | $212.58M | $193.59M | $139.05M | 1.84% |
| March 31, 2025 | $211.94M | $193.60M | $135.62M | 2.29% |
| December 31, 2024 | $209.45M | $192.18M | $131.25M | 1.39% |
| September 30, 2024 | $207.75M | $188.93M | $130.23M | 1.36% |
Size and reach
How this institution compares
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More on Community Spirit Bank
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Branch locations
6 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Alabama.
Explore →Red Bay banking market
See local branches, competitors and market concentration.
Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Community Spirit Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 50.
Where is Community Spirit Bank headquartered?
Community Spirit Bank is headquartered in Red Bay, Alabama, at 200 4th Ave Sw, Red Bay, Alabama, 35582.
How large is Community Spirit Bank?
It reported $228.82M in assets and $205.69M in deposits for the period ending June 30, 2026.
How many locations does Community Spirit Bank have?
Bankular currently lists 6 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.