Community Bank of the South
Headquarters: Merritt Island, Florida
Overview
Community Bank of the South is an FDIC-insured bank headquartered in Merritt Island, Florida. It reported $252.47M in assets and $228.93M in deposits for the period ending March 31, 2026. Bankular currently lists 3 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Community Bank of the South
Cocoa Commons
2321 Highway 524, Cocoa, Florida, 32926
Full-service branch · Opened February 27, 2002
Main Office
277 N Sykes Creek Pkwy, Merritt Island, Florida, 32953
Full-service branch · Opened November 29, 1999
Rockledge Branch
1902 S Fiske Blvd, Rockledge, Florida, 32955
Full-service branch · Opened June 30, 2006
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $252.47M | $228.93M | $74.32M | 0.77% |
| December 31, 2025 | $257.20M | $231.63M | $71.11M | 0.91% |
| September 30, 2025 | $258.26M | $232.57M | $71.97M | 0.89% |
| June 30, 2025 | $262.22M | $238.28M | $68.26M | 0.88% |
| March 31, 2025 | $267.40M | $244.15M | $72.75M | 0.79% |
| December 31, 2024 | $265.59M | $244.13M | $72.56M | 0.85% |
| September 30, 2024 | $268.84M | $245.45M | $70.92M | 0.82% |
| June 30, 2024 | $253.25M | $232.91M | $71.07M | 0.82% |
Size and reach
How this institution compares
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More on Community Bank of the South
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Branch locations
3 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Florida.
Explore →Merritt Island banking market
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Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Community Bank of the South federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 35212.
Where is Community Bank of the South headquartered?
Community Bank of the South is headquartered in Merritt Island, Florida, at 277 N Sykes Creek Pkwy, Merritt Island, Florida, 32953.
How large is Community Bank of the South?
It reported $252.47M in assets and $228.93M in deposits for the period ending March 31, 2026.
How many locations does Community Bank of the South have?
Bankular currently lists 3 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.