Citizens State Bank
Headquarters: Lena, Illinois
Overview
Citizens State Bank is an FDIC-insured bank headquartered in Lena, Illinois. It reported $453.30M in assets and $407.48M in deposits for the period ending June 30, 2026. Bankular currently lists 5 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Citizens State Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Citizens State Bank
Freeport Branch
1525 S Forest Rd, Freeport, Illinois, 61032
Full-service branch · Opened December 1, 2008
Front Street
133 W Front Ave, Stockton, Illinois, 61085
Full-service branch · Opened June 1, 1933
Main Office
102 W Main St, Lena, Illinois, 61048
Full-service branch · Opened January 1, 1880
Savanna Branch
301 Main St, Savanna, Illinois, 61074
Full-service branch · Opened January 20, 2023
The Elizabeth State Bank
151 N Main St, Elizabeth, Illinois, 61028
Full-service branch · Opened December 1, 1909
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $453.30M | $407.48M | $299.31M | 1.73% |
| March 31, 2026 | $449.20M | $397.99M | $293.11M | 1.51% |
| December 31, 2025 | $497.87M | $447.67M | $292.98M | 1.46% |
| September 30, 2025 | $447.66M | $400.27M | $280.64M | 1.42% |
| June 30, 2025 | $456.55M | $413.25M | $281.34M | 1.56% |
| March 31, 2025 | $422.95M | $379.90M | $280.36M | 1.49% |
| December 31, 2024 | $414.51M | $373.02M | $281.26M | 1.36% |
| September 30, 2024 | $434.36M | $391.56M | $268.19M | 1.37% |
Size and reach
How this institution compares
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More on Citizens State Bank
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Branch locations
5 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Illinois.
Explore →Lena banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Citizens State Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 10474.
Where is Citizens State Bank headquartered?
Citizens State Bank is headquartered in Lena, Illinois, at 102 W Main St, Lena, Illinois, 61048.
How large is Citizens State Bank?
It reported $453.30M in assets and $407.48M in deposits for the period ending June 30, 2026.
How many locations does Citizens State Bank have?
Bankular currently lists 5 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.