Citizens State Bank and Trust Company
Headquarters: Hiawatha, Kansas
Overview
Citizens State Bank and Trust Company is an FDIC-insured bank headquartered in Hiawatha, Kansas. It reported $106.01M in assets and $81.19M in deposits for the period ending March 31, 2026. Bankular currently lists 2 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Citizens State Bank and Trust Company
Garden
800 Oregon St, Hiawatha, Kansas, 66434
Limited Service: Drive Thru/Detached Facility · Opened March 13, 1970
Address and directions →Main Office
610 Oregon St, Hiawatha, Kansas, 66434
Full-service branch · Opened January 1, 1907
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $106.01M | $81.19M | $62.08M | 2.00% |
| December 31, 2025 | $104.74M | $79.00M | $64.02M | 2.32% |
| September 30, 2025 | $99.81M | $74.93M | $64.06M | 2.19% |
| June 30, 2025 | $100.54M | $76.58M | $64.41M | 2.19% |
| March 31, 2025 | $98.31M | $75.84M | $60.48M | 2.11% |
| December 31, 2024 | $95.88M | $74.52M | $61.14M | 1.96% |
| September 30, 2024 | $92.62M | $72.17M | $59.65M | 1.79% |
| June 30, 2024 | $93.65M | $75.89M | $59.35M | 1.67% |
Size and reach
How this institution compares
Explore the institution
More on Citizens State Bank and Trust Company
Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.
Branch locations
2 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Kansas.
Explore →Hiawatha banking market
See local branches, competitors and market concentration.
Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Citizens State Bank and Trust Company federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 5830.
Where is Citizens State Bank and Trust Company headquartered?
Citizens State Bank and Trust Company is headquartered in Hiawatha, Kansas, at 610 Oregon St, Hiawatha, Kansas, 66434.
How large is Citizens State Bank and Trust Company?
It reported $106.01M in assets and $81.19M in deposits for the period ending March 31, 2026.
How many locations does Citizens State Bank and Trust Company have?
Bankular currently lists 2 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.