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Citizens First Bank

Headquarters: Viroqua, Wisconsin

Financial dataLatest reported figuresThrough June 30, 2026
Assets$344.47M
Branch locations6
FDIC certificate13032

Overview

Citizens First Bank is an FDIC-insured bank headquartered in Viroqua, Wisconsin. It reported $344.47M in assets and $283.12M in deposits for the period ending June 30, 2026. Bankular currently lists 6 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 5, 2026
Financial reporting Figures through June 30, 2026
Branch data Updated August 2, 2026

Quarterly change

What changed since the previous report

March 31, 2026 to June 30, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets+0.1%$344.47M as of June 30, 2026
Deposits+0.3%$283.12M as of June 30, 2026
Net loans+0.5%$252.26M as of June 30, 2026
Return on assets-0.01 pts1.93% as of June 30, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Noncurrent loans0.44%
Return on assets1.93%
Net interest margin4.32%

Branch footprint

Where Citizens First Bank has branches

View all 6 locations →

Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.

Locations

Find a branch of Citizens First Bank

View all 6 locations →

Financial overview

Latest reported figures

Through June 30, 2026

Assets$344.47M
Deposits$283.12M
Total loans$252.26M
Net income (YTD)$3.32M

Size and reach

How this institution compares

View rankings →
Assets#2,297of 4,251 institutions
Deposits#2,335of 4,251 institutions
Branches#1,514of 4,248 institutions

Explore the institution

More on Citizens First Bank

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Frequently asked questions

Is Citizens First Bank federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 13032.

Where is Citizens First Bank headquartered?

Citizens First Bank is headquartered in Viroqua, Wisconsin, at 101 S Main St, Viroqua, Wisconsin, 54665.

How large is Citizens First Bank?

It reported $344.47M in assets and $283.12M in deposits for the period ending June 30, 2026.

How many locations does Citizens First Bank have?

Bankular currently lists 6 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: June 30, 2026
FDIC BankFind SuiteReporting period: June 30, 2026
Regulatory identifierFDIC certificate 13032
RegulatorFDIC
Charter classNM
Financial data throughJune 30, 2026