Citizens Bank & Trust Company
Headquarters: Saint Paul, Nebraska
Overview
Citizens Bank & Trust Company is an FDIC-insured bank headquartered in Saint Paul, Nebraska. It reported $242.29M in assets and $199.79M in deposits for the period ending June 30, 2026. Bankular currently lists 3 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Citizens Bank & Trust Company
Central Bank
1634 16th St, Central City, Nebraska, 68826
Full-service branch · Opened February 16, 1959
Citizens Bank in Loup City
650 P St, Loup City, Nebraska, 68853
Full-service branch · Opened January 28, 2002
Main Office
721 7th St, Saint Paul, Nebraska, 68873
Full-service branch · Opened January 1, 1888
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $242.29M | $199.79M | $160.11M | 0.89% |
| March 31, 2026 | $232.94M | $195.44M | $150.41M | 0.92% |
| December 31, 2025 | $251.71M | $194.54M | $157.19M | 0.81% |
| September 30, 2025 | $249.50M | $191.29M | $155.88M | 0.76% |
| June 30, 2025 | $236.18M | $191.93M | $145.69M | 0.74% |
| March 31, 2025 | $236.94M | $186.76M | $142.45M | 0.64% |
| December 31, 2024 | $248.63M | $185.17M | $152.55M | 0.48% |
| September 30, 2024 | $251.81M | $189.05M | $151.22M | 0.38% |
Size and reach
How this institution compares
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More on Citizens Bank & Trust Company
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Branch locations
3 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Nebraska.
Explore →Saint Paul banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Citizens Bank & Trust Company federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 5469.
Where is Citizens Bank & Trust Company headquartered?
Citizens Bank & Trust Company is headquartered in Saint Paul, Nebraska, at 721 7th St, Saint Paul, Nebraska, 68873.
How large is Citizens Bank & Trust Company?
It reported $242.29M in assets and $199.79M in deposits for the period ending June 30, 2026.
How many locations does Citizens Bank & Trust Company have?
Bankular currently lists 3 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.