Citizens Bank & Trust Company
Headquarters: Big Timber, Montana
Overview
Citizens Bank & Trust Company is an FDIC-insured bank headquartered in Big Timber, Montana. It reported $155.40M in assets and $127.17M in deposits for the period ending June 30, 2026. Bankular currently lists 2 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Citizens Bank & Trust Company
Continental
32 Central Ave N, Harlowton, Montana, 59036
Full-service branch · Opened January 1, 1917
Main Office
130 Mcleod St, Big Timber, Montana, 59011
Full-service branch · Opened January 1, 1927
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $155.40M | $127.17M | $94.39M | 1.43% |
| March 31, 2026 | $158.34M | $130.68M | $88.73M | 1.32% |
| December 31, 2025 | $162.96M | $129.20M | $86.04M | 1.17% |
| September 30, 2025 | $158.04M | $119.87M | $84.77M | 1.48% |
| June 30, 2025 | $153.66M | $117.42M | $80.35M | 1.43% |
| March 31, 2025 | $148.22M | $118.02M | $75.92M | 1.41% |
| December 31, 2024 | $151.21M | $120.61M | $75.12M | 0.99% |
| September 30, 2024 | $141.13M | $110.82M | $76.90M | 1.13% |
Size and reach
How this institution compares
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More on Citizens Bank & Trust Company
Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.
Branch locations
2 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Montana.
Explore →Big Timber banking market
See local branches, competitors and market concentration.
Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Citizens Bank & Trust Company federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 1972.
Where is Citizens Bank & Trust Company headquartered?
Citizens Bank & Trust Company is headquartered in Big Timber, Montana, at 130 Mcleod St, Big Timber, Montana, 59011.
How large is Citizens Bank & Trust Company?
It reported $155.40M in assets and $127.17M in deposits for the period ending June 30, 2026.
How many locations does Citizens Bank & Trust Company have?
Bankular currently lists 2 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.