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Citizens Access

Headquarters: Providence, Rhode Island

Financial dataLatest reported figuresThrough June 30, 2026
Assets$232.52B
Branch locations974
Tier 1 capital11.92%

Overview

Citizens Access is an FDIC-insured bank headquartered in Providence, Rhode Island. It reported $232.52B in assets and $188.73B in deposits for the period ending June 30, 2026. Bankular currently lists 974 branch locations. Citizens Access is a banking brand or division connected to Citizens Access.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 2, 2026
Financial reporting Figures through June 30, 2026
Branch data Updated August 4, 2026

Banking brands and divisions

Citizens Access

Citizens Access states that it is a division of Citizens Bank, N.A. and that Citizens Access and Citizens Bank are treated as the same FDIC-insured entity under certificate 57957.

Quarterly change

What changed since the previous report

March 31, 2026 to June 30, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets+2.4%$232.52B as of June 30, 2026
Deposits+1.0%$188.73B as of June 30, 2026
Net loans+2.6%$147.27B as of June 30, 2026
Return on assets+0.05 pts0.99% as of June 30, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Tier 1 capital11.92%
Noncurrent loans1.36%
Return on assets0.99%
Net interest margin3.26%

Branch footprint

Where Citizens Access has branches

View all 974 locations →

Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.

Locations

Find a branch of Citizens Access

View all 974 locations →

Financial overview

Latest reported figures

Through June 30, 2026

Assets$232.52B
Deposits$188.73B
Total loans$147.27B
Net income (YTD)$1.13B

Size and reach

How this institution compares

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Assets#20of 4,251 institutions
Deposits#19of 4,251 institutions
Branches#12of 4,248 institutions

Explore the institution

More on Citizens Access

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Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.

Frequently asked questions

Is Citizens Access federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 57957.

Where is Citizens Access headquartered?

Citizens Access is headquartered in Providence, Rhode Island, at 1 Citizens Plz, Providence, Rhode Island, 02903.

How large is Citizens Access?

It reported $232.52B in assets and $188.73B in deposits for the period ending June 30, 2026.

How many locations does Citizens Access have?

Bankular currently lists 974 branch locations for this institution.

How is Citizens Access connected to Citizens Access?

Citizens Access states that it is a division of Citizens Bank, N.A. and that Citizens Access and Citizens Bank are treated as the same FDIC-insured entity under certificate 57957.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: June 30, 2026
FDIC BankFind SuiteReporting period: June 30, 2026
Official institution support pageReporting period: August 3, 2026
Citizens Access official deposit rate sheetReporting period: August 7, 2026
Regulatory identifierFDIC certificate 57957
RegulatorOCC
Charter classN
Financial data throughJune 30, 2026