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FDIC-insured bank Active
Citizens Bank and Trust Company logo

Citizens Bank and Trust Company

Headquarters: Blackstone, Virginia

Financial dataLatest reported figuresThrough June 30, 2026
Assets$577.56M
Branch locations12
FDIC certificate823

Overview

Citizens Bank and Trust Company is an FDIC-insured bank headquartered in Blackstone, Virginia. It reported $577.56M in assets and $485.50M in deposits for the period ending June 30, 2026. Bankular currently lists 12 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 5, 2026
Financial reporting Figures through June 30, 2026
Branch data Updated August 4, 2026

Quarterly change

What changed since the previous report

March 31, 2026 to June 30, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets-1.0%$577.56M as of June 30, 2026
Deposits-1.5%$485.50M as of June 30, 2026
Net loans+1.6%$284.80M as of June 30, 2026
Return on assets+0.22 pts2.11% as of June 30, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Noncurrent loans0.23%
Return on assets2.11%
Net interest margin4.55%

Branch footprint

Where Citizens Bank and Trust Company has branches

View all 12 locations →

Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.

Locations

Find a branch of Citizens Bank and Trust Company

View all 12 locations →

Financial overview

Latest reported figures

Through June 30, 2026

Assets$577.56M
Deposits$485.50M
Total loans$284.80M
Net income (YTD)$6.10M

Size and reach

How this institution compares

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Assets#1,621of 4,251 institutions
Deposits#1,635of 4,251 institutions
Branches#731of 4,248 institutions

Explore the institution

More on Citizens Bank and Trust Company

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Frequently asked questions

Is Citizens Bank and Trust Company federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 823.

Where is Citizens Bank and Trust Company headquartered?

Citizens Bank and Trust Company is headquartered in Blackstone, Virginia, at 126 S Main St, Blackstone, Virginia, 23824.

How large is Citizens Bank and Trust Company?

It reported $577.56M in assets and $485.50M in deposits for the period ending June 30, 2026.

How many locations does Citizens Bank and Trust Company have?

Bankular currently lists 12 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: June 30, 2026
FDIC BankFind SuiteReporting period: June 30, 2026
Regulatory identifierFDIC certificate 823
RegulatorFED
Charter classSM
Financial data throughJune 30, 2026