Citizens Bank and Trust Company of Ardmore
Headquarters: Ardmore, Oklahoma
Overview
Citizens Bank and Trust Company of Ardmore is an FDIC-insured bank headquartered in Ardmore, Oklahoma. It reported $318.81M in assets and $268.90M in deposits for the period ending June 30, 2026. Bankular currently lists 4 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Citizens Bank and Trust Company of Ardmore
Dickson
Highway 199 And US 177, Ardmore, Oklahoma, 73401
Full-service branch · Opened May 14, 1997
Downtown
10 W Main St, Ardmore, Oklahoma, 73401
Full-service branch · Opened November 6, 1991
Main Office
1100 N Commerce St, Ardmore, Oklahoma, 73401
Full-service branch · Opened September 18, 1978
Wal Mart
1715 N Commerce St, Ardmore, Oklahoma, 73401
Full-service branch · Opened October 2, 1995
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $318.81M | $268.90M | $209.89M | 1.59% |
| March 31, 2026 | $322.97M | $273.73M | $205.76M | 1.56% |
| December 31, 2025 | $320.26M | $272.82M | $201.62M | 1.59% |
| September 30, 2025 | $318.09M | $267.60M | $201.20M | 1.57% |
| June 30, 2025 | $321.79M | $271.45M | $198.71M | 1.56% |
| March 31, 2025 | $318.71M | $273.16M | $198.41M | 1.40% |
| December 31, 2024 | $312.81M | $269.29M | $193.72M | 1.27% |
| September 30, 2024 | $318.70M | $261.55M | $194.90M | 1.17% |
Size and reach
How this institution compares
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More on Citizens Bank and Trust Company of Ardmore
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Branch locations
4 listed locations.
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Explore →State banking market
Explore institutions and deposit-market context in Oklahoma.
Explore →Ardmore banking market
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Citizens Bank and Trust Company of Ardmore federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 22717.
Where is Citizens Bank and Trust Company of Ardmore headquartered?
Citizens Bank and Trust Company of Ardmore is headquartered in Ardmore, Oklahoma, at 1100 N Commerce St, Ardmore, Oklahoma, 73401.
How large is Citizens Bank and Trust Company of Ardmore?
It reported $318.81M in assets and $268.90M in deposits for the period ending June 30, 2026.
How many locations does Citizens Bank and Trust Company of Ardmore have?
Bankular currently lists 4 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.