Charlevoix State Bank
Headquarters: Charlevoix, Michigan
Overview
Charlevoix State Bank is an FDIC-insured bank headquartered in Charlevoix, Michigan. It reported $245.32M in assets and $218.42M in deposits for the period ending March 31, 2026. Bankular currently lists 6 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Charlevoix State Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Charlevoix State Bank
Beaver Island Branch
38230 Michigan Ave, Beaver Island, Michigan, 49782
Limited Service: Drive Thru/Detached Facility · Opened August 18, 1998
Boyne City Branch
102 S Lake St, Boyne City, Michigan, 49712
Full-service branch · Opened April 30, 2019
East Jordan Branch
100 Main St, East Jordan, Michigan, 49727
Full-service branch · Opened May 15, 2002
Ellsworth Branch
9136 Main St, Ellsworth, Michigan, 49729
Full-service branch · Opened May 23, 2006
Main Office
111 State St, Charlevoix, Michigan, 49720
Full-service branch · Opened August 16, 1994
Southside
102 M 66 N, Charlevoix, Michigan, 49720
Limited Service: Drive Thru/Detached Facility · Opened June 15, 2005
Address and directions →Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $245.32M | $218.42M | $128.69M | 2.08% |
| December 31, 2025 | $239.64M | $212.85M | $128.10M | 2.08% |
| September 30, 2025 | $250.28M | $223.47M | $121.29M | 2.03% |
| June 30, 2025 | $242.71M | $216.96M | $120.96M | 1.88% |
| March 31, 2025 | $236.89M | $211.84M | $121.65M | 1.87% |
| December 31, 2024 | $238.65M | $215.62M | $121.65M | 1.58% |
| September 30, 2024 | $243.70M | $220.51M | $117.49M | 1.49% |
| June 30, 2024 | $255.18M | $218.97M | $116.46M | 1.32% |
Size and reach
How this institution compares
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More on Charlevoix State Bank
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Branch locations
6 listed locations.
Explore →Compare this institution
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Explore →State banking market
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Explore →Charlevoix banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Charlevoix State Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 33926.
Where is Charlevoix State Bank headquartered?
Charlevoix State Bank is headquartered in Charlevoix, Michigan, at 111 State St, Charlevoix, Michigan, 49720.
How large is Charlevoix State Bank?
It reported $245.32M in assets and $218.42M in deposits for the period ending March 31, 2026.
How many locations does Charlevoix State Bank have?
Bankular currently lists 6 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.