Central State Bank
Headquarters: State Center, Iowa
Overview
Central State Bank is an FDIC-insured bank headquartered in State Center, Iowa. It reported $562.16M in assets and $470.55M in deposits for the period ending March 31, 2026. Bankular currently lists 3 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Central State Bank
Ames Branch
2709 Northridge Pkwy, Ames, Iowa, 50010
Full-service branch · Opened April 9, 2019
Main Office
109 Main St W, State Center, Iowa, 50247
Full-service branch · Opened January 1, 1902
West Des Moines Branch
140 S 68th St, West Des Moines, Iowa, 50266
Full-service branch · Opened May 9, 2022
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $562.16M | $470.55M | $443.05M | 0.89% |
| December 31, 2025 | $568.58M | $477.58M | $444.07M | 0.68% |
| September 30, 2025 | $548.10M | $458.58M | $426.55M | 0.61% |
| June 30, 2025 | $542.56M | $453.67M | $418.51M | 0.58% |
| March 31, 2025 | $551.74M | $464.48M | $435.25M | 0.54% |
| December 31, 2024 | $542.47M | $455.61M | $435.45M | 0.73% |
| September 30, 2024 | $559.68M | $460.55M | $433.21M | 0.63% |
| June 30, 2024 | $547.51M | $451.50M | $420.10M | 0.57% |
Size and reach
How this institution compares
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More on Central State Bank
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Branch locations
3 listed locations.
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Explore →State banking market
Explore institutions and deposit-market context in Iowa.
Explore →State Center banking market
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Central State Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 10903.
Where is Central State Bank headquartered?
Central State Bank is headquartered in State Center, Iowa, at 109 Main St W, State Center, Iowa, 50247.
How large is Central State Bank?
It reported $562.16M in assets and $470.55M in deposits for the period ending March 31, 2026.
How many locations does Central State Bank have?
Bankular currently lists 3 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.