Central Savings Bank
Headquarters: Sault Sainte Marie, Michigan
Overview
Central Savings Bank is an FDIC-insured bank headquartered in Sault Sainte Marie, Michigan. It reported $488.23M in assets and $431.10M in deposits for the period ending March 31, 2026. Bankular currently lists 9 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Central Savings Bank has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Central Savings Bank
Business Spur
3501 I 75 Business Spur, Sault Sainte Marie, Michigan, 49783
Full-service branch · Opened November 8, 2002
Cedarville Branch
143 W M 134, Cedarville, Michigan, 49719
Full-service branch · Opened December 16, 1996
De Tour Branch
109 Elizabeth Street, De Tour, Michigan, 49725
Full-service branch · Opened May 15, 1972
Kinross
4693 W M 80, Kincheloe, Michigan, 49788
Full-service branch · Opened March 12, 1989
Mackinac Island Branch
21 Hoban Street, Mackinac Island, Michigan, 49757
Full-service branch · Opened May 1, 1995
Main Office
511 Bingham Ave, Sault Sainte Marie, Michigan, 49783
Full-service branch · Opened December 2, 1902
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $488.23M | $431.10M | $325.78M | 2.26% |
| December 31, 2025 | $487.15M | $428.08M | $328.42M | 1.82% |
| September 30, 2025 | $486.12M | $442.75M | $278.28M | 1.57% |
| June 30, 2025 | $459.71M | $418.67M | $268.82M | 1.52% |
| March 31, 2025 | $456.29M | $417.65M | $243.47M | 1.78% |
| December 31, 2024 | $456.75M | $422.29M | $253.52M | 1.56% |
| September 30, 2024 | $471.37M | $434.97M | $251.31M | 1.40% |
| June 30, 2024 | $452.46M | $420.55M | $224.34M | 1.43% |
Size and reach
How this institution compares
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More on Central Savings Bank
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Branch locations
9 listed locations.
Explore →Compare this institution
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Explore →State banking market
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Explore →Sault Sainte Marie banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Central Savings Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 1095.
Where is Central Savings Bank headquartered?
Central Savings Bank is headquartered in Sault Sainte Marie, Michigan, at 511 Bingham Ave, Sault Sainte Marie, Michigan, 49783.
How large is Central Savings Bank?
It reported $488.23M in assets and $431.10M in deposits for the period ending March 31, 2026.
How many locations does Central Savings Bank have?
Bankular currently lists 9 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.