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Cayuga Lake National Bank

Headquarters: Union Springs, New York

Financial dataLatest reported figuresThrough June 30, 2026
Assets$273.74M
Branch locations3
Tier 1 capital17.44%

Overview

Cayuga Lake National Bank is an FDIC-insured bank headquartered in Union Springs, New York. It reported $273.74M in assets and $249.07M in deposits for the period ending June 30, 2026. Bankular currently lists 3 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 5, 2026
Financial reporting Figures through June 30, 2026
Branch data Updated August 4, 2026

Quarterly change

What changed since the previous report

March 31, 2026 to June 30, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets-2.6%$273.74M as of June 30, 2026
Deposits-3.2%$249.07M as of June 30, 2026
Net loans-0.2%$173.05M as of June 30, 2026
Return on assets+0.08 pts0.60% as of June 30, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Tier 1 capital17.44%
Noncurrent loans2.46%
Return on assets0.60%
Net interest margin2.99%

Locations

Find a branch of Cayuga Lake National Bank

3 locations listed

Financial overview

Latest reported figures

Through June 30, 2026

Assets$273.74M
Deposits$249.07M
Total loans$173.05M
Net income (YTD)$837,000

Size and reach

How this institution compares

View rankings →
Assets#2,624of 4,251 institutions
Deposits#2,527of 4,251 institutions
Branches#2,488of 4,248 institutions

Explore the institution

More on Cayuga Lake National Bank

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Frequently asked questions

Is Cayuga Lake National Bank federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 6954.

Where is Cayuga Lake National Bank headquartered?

Cayuga Lake National Bank is headquartered in Union Springs, New York, at 165 Cayuga St, Union Springs, New York, 13160.

How large is Cayuga Lake National Bank?

It reported $273.74M in assets and $249.07M in deposits for the period ending June 30, 2026.

How many locations does Cayuga Lake National Bank have?

Bankular currently lists 3 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: June 30, 2026
FDIC BankFind SuiteReporting period: June 30, 2026
Regulatory identifierFDIC certificate 6954
RegulatorOCC
Charter classN
Financial data throughJune 30, 2026