Carolina Bank & Trust Co.
Headquarters: Lamar, South Carolina
Overview
Carolina Bank & Trust Co. is an FDIC-insured bank headquartered in Lamar, South Carolina. It reported $844.59M in assets and $727.39M in deposits for the period ending June 30, 2026. Bankular currently lists 14 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Carolina Bank & Trust Co. has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Carolina Bank & Trust Co.
Bennettsville Branch
243 E Main St, Bennettsville, South Carolina, 29512
Full-service branch · Opened November 30, 1960
Cheraw Branch
320 Chesterfield Hwy, Cheraw, South Carolina, 29520
Full-service branch · Opened January 27, 1992
Chesterfield Branch
166 Olde Towne Center, Chesterfield, South Carolina, 29709
Full-service branch · Opened March 12, 1969
Darlington Branch
103 N Main St, Darlington, South Carolina, 29532
Full-service branch · Opened July 1, 1965
Darlington Branch
109 Express Ln, Darlington, South Carolina, 29532
Full-service branch · Opened April 26, 2000
Address and directions →Florence Branch
3037 W Palmetto St, Florence, South Carolina, 29501
Full-service branch · Opened August 15, 2000
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $844.59M | $727.39M | $598.58M | 1.85% |
| March 31, 2026 | $830.63M | $714.09M | $588.23M | 1.68% |
| December 31, 2025 | $886.38M | $774.28M | $580.18M | 1.51% |
| September 30, 2025 | $831.51M | $721.32M | $574.59M | 1.53% |
| June 30, 2025 | $805.58M | $698.75M | $578.46M | 1.49% |
| March 31, 2025 | $762.78M | $656.27M | $579.62M | 1.35% |
| December 31, 2024 | $784.70M | $682.45M | $574.85M | 1.46% |
| September 30, 2024 | $742.48M | $635.59M | $586.24M | 1.42% |
Size and reach
How this institution compares
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More on Carolina Bank & Trust Co.
Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.
Branch locations
14 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in South Carolina.
Explore →Lamar banking market
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Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Carolina Bank & Trust Co. federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 16723.
Where is Carolina Bank & Trust Co. headquartered?
Carolina Bank & Trust Co. is headquartered in Lamar, South Carolina, at 112 Main St, Lamar, South Carolina, 29069.
How large is Carolina Bank & Trust Co.?
It reported $844.59M in assets and $727.39M in deposits for the period ending June 30, 2026.
How many locations does Carolina Bank & Trust Co. have?
Bankular currently lists 14 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.