Alto Online CD
- Early-withdrawal penalty: Alto states early withdrawal penalties may apply and funds may not be withdrawn for 15 days after initial funding.
Independent directory for U.S. banks, credit unions, branches and published rates.
Data methodology
Headquarters: Chicago, Illinois
Overview
BMO Bank is an FDIC-insured bank headquartered in Chicago, Illinois. It reported $251.96B in assets and $193.96B in deposits for the period ending March 31, 2026. Bankular currently lists 988 branch locations. Alto is a banking brand or division connected to BMO Bank.
These dates identify the official records and review steps supporting this profile.
Banking brands and divisions
Alto states that deposits made through Alto and other U.S. accounts under the BMO brand are combined for FDIC insurance purposes at BMO.
Quarterly change
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Verified products, rates and fees
These products are marketed under Alto, a banking brand or division connected to BMO Bank.
APYs and product terms can change. Review the product page before opening an account.
Branch footprint
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
12620 E 116th St, Fishers, Indiana, 46037
Full-service branch · Opened November 30, 2009
13220 California St, Omaha, Nebraska, 68154
Full-service branch · Opened January 1, 1887
13737 Q St, Omaha, Nebraska, 68137
Full-service branch · Opened January 1, 1887
8150 W 143rd St, Orland Park, Illinois, 60462
Full-service branch · Opened July 13, 1995
1402 N Shadeland Ave, Indianapolis, Indiana, 46219
Full-service branch · Opened July 1, 1934
16808 Harrison St, Omaha, Nebraska, 68136
Full-service branch · Opened November 15, 2004
Financial overview
Through March 31, 2026
Financial trends
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $251.96B | $193.96B | $138.10B | 1.16% |
| December 31, 2025 | $252.07B | $196.98B | $137.55B | 0.95% |
| September 30, 2025 | $249.34B | $194.76B | $136.98B | 0.92% |
| June 30, 2025 | $253.74B | $199.27B | $140.00B | 0.85% |
| March 31, 2025 | $257.05B | $202.57B | $142.48B | 0.66% |
| December 31, 2024 | $263.65B | $210.56B | $146.05B | 1.10% |
| September 30, 2024 | $264.33B | $209.73B | $145.25B | 1.17% |
| June 30, 2024 | $262.00B | $206.80B | $146.35B | 0.80% |
Size and reach
Explore the institution
Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.
Review APYs, fees, minimums and eligibility.
Explore →988 listed locations.
Explore →Compare size, financial metrics, rates and access.
Explore →Explore institutions and deposit-market context in Illinois.
Explore →See local branches, competitors and market concentration.
Explore →Place this institution in national and market context.
Explore →Review the official sources and reporting periods.
Explore →Yes. Bankular identifies this institution in FDIC records under certificate 16571.
BMO Bank is headquartered in Chicago, Illinois, at 320 S Canal St, Chicago, Illinois, 60606.
It reported $251.96B in assets and $193.96B in deposits for the period ending March 31, 2026.
Bankular currently lists 988 branch locations for this institution.
Alto states that deposits made through Alto and other U.S. accounts under the BMO brand are combined for FDIC insurance purposes at BMO.
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.