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BMO Bank

Headquarters: Chicago, Illinois

Financial dataLatest reported figuresThrough June 30, 2026
Assets$254.97B
Branch locations988
Tier 1 capital14.97%

Overview

BMO Bank is an FDIC-insured bank headquartered in Chicago, Illinois. It reported $254.97B in assets and $194.14B in deposits for the period ending June 30, 2026. Bankular currently lists 988 branch locations. Alto is a banking brand or division connected to BMO Bank.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 2, 2026
Financial reporting Figures through June 30, 2026
Branch data Updated August 2, 2026

Banking brands and divisions

Alto

Alto states that deposits made through Alto and other U.S. accounts under the BMO brand are combined for FDIC insurance purposes at BMO.

Quarterly change

What changed since the previous report

March 31, 2026 to June 30, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets+1.2%$254.97B as of June 30, 2026
Deposits+0.1%$194.14B as of June 30, 2026
Net loans+1.0%$139.42B as of June 30, 2026
Return on assets-1.02 pts0.15% as of June 30, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Tier 1 capital14.97%
Noncurrent loans0.92%
Return on assets0.15%
Net interest margin3.28%

Branch footprint

Where BMO Bank has branches

View all 988 locations →

Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.

Locations

Find a branch of BMO Bank

View all 988 locations →

Financial overview

Latest reported figures

Through June 30, 2026

Assets$254.97B
Deposits$194.14B
Total loans$139.42B
Net income (YTD)$184.42M

Size and reach

How this institution compares

View rankings →
Assets#16of 4,251 institutions
Deposits#18of 4,251 institutions
Branches#11of 4,248 institutions

Explore the institution

More on BMO Bank

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Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.

Frequently asked questions

Is BMO Bank federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 16571.

Where is BMO Bank headquartered?

BMO Bank is headquartered in Chicago, Illinois, at 320 S Canal St, Chicago, Illinois, 60606.

How large is BMO Bank?

It reported $254.97B in assets and $194.14B in deposits for the period ending June 30, 2026.

How many locations does BMO Bank have?

Bankular currently lists 988 branch locations for this institution.

How is Alto connected to BMO Bank?

Alto states that deposits made through Alto and other U.S. accounts under the BMO brand are combined for FDIC insurance purposes at BMO.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: June 30, 2026
FDIC BankFind SuiteReporting period: June 30, 2026
Alto official Online CD pageReporting period: August 7, 2026
BMO official Certificate of Deposit ratesReporting period: August 7, 2026
BMO official Online Savings pageReporting period: August 7, 2026
Regulatory identifierFDIC certificate 16571
RegulatorOCC
Charter classN
Financial data throughJune 30, 2026