Independent directory for U.S. banks, credit unions, branches and published rates.

Bankular
FDIC-insured bank Active
BayFirst National Bank logo

BayFirst National Bank

Headquarters: Saint Petersburg, Florida

Financial dataLatest reported figuresThrough March 31, 2026
Assets$1.19B
Branch locations11
Tier 1 capital8.58%

Overview

BayFirst National Bank is an FDIC-insured bank headquartered in Saint Petersburg, Florida. It reported $1.19B in assets and $1.09B in deposits for the period ending March 31, 2026. Bankular currently lists 11 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 5, 2026
Financial reporting Figures through March 31, 2026
Branch data Updated August 4, 2026

Quarterly change

What changed since the previous report

December 31, 2025 to March 31, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets-8.0%$1.19B as of March 31, 2026
Deposits-8.3%$1.09B as of March 31, 2026
Net loans-3.4%$909.80M as of March 31, 2026
Return on assets-0.07 pts-1.75% as of March 31, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Tier 1 capital8.58%
Noncurrent loans2.46%
Return on assets-1.75%
Net interest margin3.40%

Branch footprint

Where BayFirst National Bank has branches

View all 11 locations →

Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.

Locations

Find a branch of BayFirst National Bank

View all 11 locations →

Financial overview

Latest reported figures

Through March 31, 2026

Assets$1.19B
Deposits$1.09B
Total loans$909.80M
Net income (YTD)$-5.46M

Size and reach

How this institution compares

View rankings →
Assets#898of 4,247 institutions
Deposits#848of 4,247 institutions
Branches#725of 4,244 institutions

Explore the institution

More on BayFirst National Bank

Report incorrect information →

Use the available Bankular sections to move from institution identity to products, locations, market context and source verification.

Frequently asked questions

Is BayFirst National Bank federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 34997.

Where is BayFirst National Bank headquartered?

BayFirst National Bank is headquartered in Saint Petersburg, Florida, at 700 Central Ave, Saint Petersburg, Florida, 33701.

How large is BayFirst National Bank?

It reported $1.19B in assets and $1.09B in deposits for the period ending March 31, 2026.

How many locations does BayFirst National Bank have?

Bankular currently lists 11 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: March 31, 2026
FDIC BankFind SuiteReporting period: March 31, 2026
Regulatory identifierFDIC certificate 34997
RegulatorOCC
Charter classN
Financial data throughMarch 31, 2026