Baybank
Headquarters: Gladstone, Michigan
Overview
Baybank is an FDIC-insured bank headquartered in Gladstone, Michigan. It reported $175.12M in assets and $147.58M in deposits for the period ending March 31, 2026. Bankular currently lists 3 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
December 31, 2025 to March 31, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of Baybank
Main Office
104 S 10th St, Gladstone, Michigan, 49837
Full-service branch · Opened July 1, 1912
Rapid River Branch
10513 N Main St, Rapid River, Michigan, 49878
Full-service branch · Opened August 13, 1979
The Lincoln
200 N Lincoln Rd, Escanaba, Michigan, 49829
Full-service branch · Opened July 10, 1989
Financial overview
Latest reported figures
Through March 31, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| March 31, 2026 | $175.12M | $147.58M | $130.45M | 1.41% |
| December 31, 2025 | $168.77M | $143.83M | $127.17M | 1.43% |
| September 30, 2025 | $166.21M | $143.93M | $126.61M | 1.40% |
| June 30, 2025 | $165.06M | $145.18M | $125.90M | 1.30% |
| March 31, 2025 | $165.57M | $146.11M | $121.49M | 1.24% |
| December 31, 2024 | $159.51M | $141.01M | $118.98M | 1.15% |
| September 30, 2024 | $156.81M | $136.74M | $119.32M | 1.12% |
| June 30, 2024 | $154.95M | $136.61M | $114.70M | 1.07% |
Size and reach
How this institution compares
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More on Baybank
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Branch locations
3 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Michigan.
Explore →Gladstone banking market
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Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Baybank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 1092.
Where is Baybank headquartered?
Baybank is headquartered in Gladstone, Michigan, at 104 S 10th St, Gladstone, Michigan, 49837.
How large is Baybank?
It reported $175.12M in assets and $147.58M in deposits for the period ending March 31, 2026.
How many locations does Baybank have?
Bankular currently lists 3 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.