Bank of the James
Headquarters: Lynchburg, Virginia
Overview
Bank of the James is an FDIC-insured bank headquartered in Lynchburg, Virginia. It reported $1.03B in assets and $938.14M in deposits for the period ending June 30, 2026. Bankular currently lists 22 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Bank of the James has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Bank of the James
Altavista Branch
1110 Main St, Altavista, Virginia, 24517
Full-service branch · Opened November 1, 2008
Amherst Branch
164 S Main St, Amherst, Virginia, 24521
Full-service branch · Opened January 25, 2007
Appomattox Branch
1745 Confederate Blvd, Appomattox, Virginia, 24522
Full-service branch · Opened October 27, 2016
Bedford Branch
1405 Old Dominion Blvd, Bedford, Virginia, 24523
Full-service branch · Opened October 1, 2008
Boonsboro
4935 Boonsboro Rd, Lynchburg, Virginia, 24503
Full-service branch · Opened April 11, 2006
Buchanan Branch
19792 Main St, Buchanan, Virginia, 24066
Full-service branch · Opened June 3, 2024
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $1.03B | $938.14M | $691.74M | 1.01% |
| March 31, 2026 | $1.05B | $959.22M | $652.01M | 0.91% |
| December 31, 2025 | $1.03B | $940.60M | $664.83M | 0.78% |
| September 30, 2025 | $1.01B | $922.45M | $657.05M | 0.70% |
| June 30, 2025 | $1.00B | $917.51M | $653.32M | 0.60% |
| March 31, 2025 | $1.00B | $918.95M | $647.13M | 0.23% |
| December 31, 2024 | $970.14M | $890.16M | $640.17M | 0.72% |
| September 30, 2024 | $998.38M | $910.50M | $630.35M | 0.75% |
Size and reach
How this institution compares
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More on Bank of the James
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Branch locations
22 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Virginia.
Explore →Lynchburg banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Bank of the James federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 35207.
Where is Bank of the James headquartered?
Bank of the James is headquartered in Lynchburg, Virginia, at 828 Main St, Lynchburg, Virginia, 24504.
How large is Bank of the James?
It reported $1.03B in assets and $938.14M in deposits for the period ending June 30, 2026.
How many locations does Bank of the James have?
Bankular currently lists 22 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.