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Bank of Richmondville

Headquarters: Cobleskill, New York

Financial dataLatest reported figuresThrough June 30, 2026
Assets$185.90M
Branch locations3
Tier 1 capital27.52%

Overview

Bank of Richmondville is an FDIC-insured bank headquartered in Cobleskill, New York. It reported $185.90M in assets and $166.44M in deposits for the period ending June 30, 2026. Bankular currently lists 3 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 5, 2026
Financial reporting Figures through June 30, 2026
Branch data Updated August 2, 2026

Quarterly change

What changed since the previous report

March 31, 2026 to June 30, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets-3.6%$185.90M as of June 30, 2026
Deposits-4.3%$166.44M as of June 30, 2026
Net loans+0.6%$83.35M as of June 30, 2026
Return on assets+0.12 pts0.70% as of June 30, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Tier 1 capital27.52%
Noncurrent loans0.18%
Return on assets0.70%
Net interest margin3.37%

Locations

Find a branch of Bank of Richmondville

3 locations listed

Financial overview

Latest reported figures

Through June 30, 2026

Assets$185.90M
Deposits$166.44M
Total loans$83.35M
Net income (YTD)$655,000

Size and reach

How this institution compares

View rankings →
Assets#3,104of 4,251 institutions
Deposits#3,028of 4,251 institutions
Branches#2,488of 4,248 institutions

Explore the institution

More on Bank of Richmondville

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Frequently asked questions

Is Bank of Richmondville federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 12956.

Where is Bank of Richmondville headquartered?

Bank of Richmondville is headquartered in Cobleskill, New York, at 857 E Main St, Cobleskill, New York, 12043.

How large is Bank of Richmondville?

It reported $185.90M in assets and $166.44M in deposits for the period ending June 30, 2026.

How many locations does Bank of Richmondville have?

Bankular currently lists 3 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: June 30, 2026
FDIC BankFind SuiteReporting period: June 30, 2026
Regulatory identifierFDIC certificate 12956
RegulatorFDIC
Charter classNM
Financial data throughJune 30, 2026