Bank of Central Florida
Headquarters: Lakeland, Florida
Overview
Bank of Central Florida is an FDIC-insured bank headquartered in Lakeland, Florida. It reported $1.25B in assets and $1.14B in deposits for the period ending June 30, 2026. Bankular currently lists 6 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where Bank of Central Florida has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of Bank of Central Florida
Dale Mabry
1 N Dale Mabry Hwy, Tampa, Florida, 33609
Full-service branch · Opened April 1, 2022
Downtown Lakeland Office
724 S Florida Ave, Lakeland, Florida, 33801
Full-service branch · Opened February 23, 2009
Main Office
5015 S Florida Ave, Lakeland, Florida, 33813
Full-service branch · Opened March 19, 2007
Plant City Branch
409 N Alexander St, Plant City, Florida, 33563
Full-service branch · Opened June 1, 2020
South Tampa
201 S Howard Ave, Tampa, Florida, 33606
Full-service branch · Opened August 5, 2024
Winter Haven Branch
201 3rd St SW, Winter Haven, Florida, 33880
Full-service branch · Opened May 13, 2019
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $1.25B | $1.14B | $834.11M | 1.32% |
| March 31, 2026 | $1.25B | $1.15B | $837.04M | 1.30% |
| December 31, 2025 | $1.20B | $1.10B | $812.41M | 1.29% |
| September 30, 2025 | $1.24B | $1.14B | $787.93M | 1.31% |
| June 30, 2025 | $1.21B | $1.11B | $770.72M | 1.32% |
| March 31, 2025 | $1.20B | $1.10B | $775.77M | 1.31% |
| December 31, 2024 | $1.15B | $1.06B | $746.31M | 1.12% |
| September 30, 2024 | $1.12B | $1.03B | $756.69M | 1.11% |
Size and reach
How this institution compares
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More on Bank of Central Florida
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Branch locations
6 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
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Explore →Lakeland banking market
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Explore →Rankings and research
Place this institution in national and market context.
Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is Bank of Central Florida federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 58479.
Where is Bank of Central Florida headquartered?
Bank of Central Florida is headquartered in Lakeland, Florida, at 5015 S Florida Ave, Lakeland, Florida, 33813.
How large is Bank of Central Florida?
It reported $1.25B in assets and $1.14B in deposits for the period ending June 30, 2026.
How many locations does Bank of Central Florida have?
Bankular currently lists 6 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.