American State Bank
Headquarters: Osceola, Iowa
Overview
American State Bank is an FDIC-insured bank headquartered in Osceola, Iowa. It reported $360.81M in assets and $282.83M in deposits for the period ending June 30, 2026. Bankular currently lists 4 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of American State Bank
Lamoni Branch
801 E Main St, Lamoni, Iowa, 50140
Full-service branch · Opened August 4, 1998
Main Office
1000 Jeffreys Dr, Osceola, Iowa, 50213
Full-service branch · Opened April 23, 1987
Osceola Branch
101 N Main St, Osceola, Iowa, 50213
Full-service branch · Opened December 21, 1970
Address and directions →South John Wayne Drive
809 N John Wayne Dr, Winterset, Iowa, 50273
Full-service branch · Opened February 13, 1998
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $360.81M | $282.83M | $246.21M | 2.18% |
| March 31, 2026 | $352.04M | $275.19M | $239.47M | 2.13% |
| December 31, 2025 | $347.70M | $272.37M | $239.16M | 2.05% |
| September 30, 2025 | $336.17M | $260.72M | $233.97M | 2.03% |
| June 30, 2025 | $330.16M | $259.49M | $233.94M | 2.04% |
| March 31, 2025 | $329.12M | $261.51M | $229.98M | 1.82% |
| December 31, 2024 | $323.26M | $251.85M | $229.77M | 1.82% |
| September 30, 2024 | $326.61M | $237.63M | $229.38M | 1.84% |
Size and reach
How this institution compares
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More on American State Bank
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Branch locations
4 listed locations.
Explore →Compare this institution
Compare size, financial metrics, rates and access.
Explore →State banking market
Explore institutions and deposit-market context in Iowa.
Explore →Osceola banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is American State Bank federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 26944.
Where is American State Bank headquartered?
American State Bank is headquartered in Osceola, Iowa, at 1000 Jeffreys Dr, Osceola, Iowa, 50213.
How large is American State Bank?
It reported $360.81M in assets and $282.83M in deposits for the period ending June 30, 2026.
How many locations does American State Bank have?
Bankular currently lists 4 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.