American Community Bank & Trust
Headquarters: Woodstock, Illinois
Overview
American Community Bank & Trust is an FDIC-insured bank headquartered in Woodstock, Illinois. It reported $1.18B in assets and $1.01B in deposits for the period ending June 30, 2026. Bankular currently lists 5 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Branch footprint
Where American Community Bank & Trust has branches
Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.
Locations
Find a branch of American Community Bank & Trust
Arlington Heights Lpo
85 W Algonquin Rd, Arlington Heights, Illinois, 60005
Loan production office · Opened January 6, 2020
Address and directions →Crystal Lake Branch
381 S Main St, Crystal Lake, Illinois, 60014
Full-service branch · Opened February 22, 2005
Huntley Branch
10101 Route 47, Huntley, Illinois, 60142
Full-service branch · Opened December 1, 2008
Main Office
1290 Lake Ave, Woodstock, Illinois, 60098
Full-service branch · Opened March 13, 2000
Mchenry Branch
1500 S State Route 31, Mchenry, Illinois, 60050
Full-service branch · Opened January 11, 2001
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $1.18B | $1.01B | $787.88M | 1.38% |
| March 31, 2026 | $1.17B | $1.01B | $772.82M | 1.45% |
| December 31, 2025 | $1.14B | $983.64M | $754.07M | 1.06% |
| September 30, 2025 | $1.09B | $940.21M | $731.46M | 0.94% |
| June 30, 2025 | $1.05B | $894.40M | $728.83M | 0.71% |
| March 31, 2025 | $1.04B | $887.59M | $669.85M | 1.26% |
| December 31, 2024 | $969.76M | $824.60M | $669.91M | 1.15% |
| September 30, 2024 | $1.11B | $900.94M | $661.44M | 1.15% |
Size and reach
How this institution compares
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More on American Community Bank & Trust
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Branch locations
5 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in Illinois.
Explore →Woodstock banking market
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Explore →Rankings and research
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is American Community Bank & Trust federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 35412.
Where is American Community Bank & Trust headquartered?
American Community Bank & Trust is headquartered in Woodstock, Illinois, at 1290 Lake Ave, Woodstock, Illinois, 60098.
How large is American Community Bank & Trust?
It reported $1.18B in assets and $1.01B in deposits for the period ending June 30, 2026.
How many locations does American Community Bank & Trust have?
Bankular currently lists 5 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.