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Adams Community Bank

Headquarters: Adams, Massachusetts

Financial dataLatest reported figuresThrough March 31, 2026
Assets$1.03B
Branch locations10
Tier 1 capital16.09%

Overview

Adams Community Bank is an FDIC-insured bank headquartered in Adams, Massachusetts. It reported $1.03B in assets and $826.78M in deposits for the period ending March 31, 2026. Bankular currently lists 10 branch locations.

What Bankular checked

These dates identify the official records and review steps supporting this profile.

Regulatory identity Verified August 3, 2026
Financial reporting Figures through March 31, 2026
Branch data Updated August 4, 2026

Quarterly change

What changed since the previous report

December 31, 2025 to March 31, 2026

These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.

Assets-0.6%$1.03B as of March 31, 2026
Deposits-0.4%$826.78M as of March 31, 2026
Net loans-1.0%$832.59M as of March 31, 2026
Return on assets-0.02 pts0.48% as of March 31, 2026

Financial indicators

Capital, profitability and credit quality

These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.

Tier 1 capital16.09%
Noncurrent loans0.43%
Return on assets0.48%
Net interest margin2.64%

Branch footprint

Where Adams Community Bank has branches

View all 10 locations →

Explore the cities with the most currently listed locations. Branch hours can change, so confirm current lobby, drive-through and appointment hours with the institution before visiting.

Locations

Find a branch of Adams Community Bank

View all 10 locations →

Financial overview

Latest reported figures

Through March 31, 2026

Assets$1.03B
Deposits$826.78M
Total loans$832.59M
Net income (YTD)$1.23M

Size and reach

How this institution compares

View rankings →
Assets#1,020of 4,247 institutions
Deposits#1,059of 4,247 institutions
Branches#895of 4,244 institutions

Explore the institution

More on Adams Community Bank

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Frequently asked questions

Is Adams Community Bank federally insured?

Yes. Bankular identifies this institution in FDIC records under certificate 90140.

Where is Adams Community Bank headquartered?

Adams Community Bank is headquartered in Adams, Massachusetts, at 2 Center St, Adams, Massachusetts, 01220.

How large is Adams Community Bank?

It reported $1.03B in assets and $826.78M in deposits for the period ending March 31, 2026.

How many locations does Adams Community Bank have?

Bankular currently lists 10 branch locations for this institution.

Data sources and methodology

Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.

FDIC BankFind LocationsReporting period: July 31, 2026
FDIC Call ReportsReporting period: March 31, 2026
FDIC BankFind SuiteReporting period: March 31, 2026
Regulatory identifierFDIC certificate 90140
RegulatorFDIC
Charter classSI
Financial data throughMarch 31, 2026