1st Financial Bank USA
Headquarters: Dakota Dunes, South Dakota
Overview
1st Financial Bank USA is an FDIC-insured bank headquartered in Dakota Dunes, South Dakota. It reported $1.40B in assets and $1.09B in deposits for the period ending June 30, 2026. Bankular currently lists 2 branch locations.
What Bankular checked
These dates identify the official records and review steps supporting this profile.
Quarterly change
What changed since the previous report
March 31, 2026 to June 30, 2026
These comparisons use consecutive official regulatory reporting periods. A change is descriptive and is not a recommendation or safety rating.
Financial indicators
Capital, profitability and credit quality
These are the latest reported capital, profitability and credit-quality measures available for this institution. Read the figures together rather than as a single safety rating.
Locations
Find a branch of 1st Financial Bank USA
Dupree Branch
424 Main Street, Dupree, South Dakota, 57623
Full-service branch · Opened December 15, 1994
Main Office
331 Dakota Dunes Blvd, Dakota Dunes, South Dakota, 57049
Full-service branch · Opened January 1, 1910
Financial overview
Latest reported figures
Through June 30, 2026
Financial trends
How the balance sheet has changed
Compare recent quarters to see the direction of assets, deposits and loans.
| Quarter | Assets | Deposits | Net loans | ROA |
|---|---|---|---|---|
| June 30, 2026 | $1.40B | $1.09B | $969.65M | 0.98% |
| March 31, 2026 | $1.33B | $1.02B | $952.61M | 1.05% |
| December 31, 2025 | $1.35B | $1.04B | $947.31M | 1.19% |
| September 30, 2025 | $1.33B | $1.01B | $961.76M | 1.38% |
| June 30, 2025 | $1.31B | $994.86M | $940.37M | 1.39% |
| March 31, 2025 | $1.34B | $1.03B | $913.43M | 1.51% |
| December 31, 2024 | $1.31B | $996.53M | $920.46M | 2.12% |
| September 30, 2024 | $1.31B | $993.31M | $927.64M | 2.87% |
Size and reach
How this institution compares
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More on 1st Financial Bank USA
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Branch locations
2 listed locations.
Explore →Compare this institution
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Explore →State banking market
Explore institutions and deposit-market context in South Dakota.
Explore →Dakota Dunes banking market
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Explore →Sources and methodology
Review the official sources and reporting periods.
Explore →Frequently asked questions
Is 1st Financial Bank USA federally insured?
Yes. Bankular identifies this institution in FDIC records under certificate 1673.
Where is 1st Financial Bank USA headquartered?
1st Financial Bank USA is headquartered in Dakota Dunes, South Dakota, at 331 Dakota Dunes Blvd, Dakota Dunes, South Dakota, 57049.
How large is 1st Financial Bank USA?
It reported $1.40B in assets and $1.09B in deposits for the period ending June 30, 2026.
How many locations does 1st Financial Bank USA have?
Bankular currently lists 2 branch locations for this institution.
Data sources and methodology
Bankular combines official regulatory records with institution-published product information. The detailed sources are available below for readers who want to verify a figure.